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Parents Life Insurance

5 Vital Reasons Why Parents Life Insurance Secures the Family’s Future

For parents in Colorado, ensuring your family’s well-being is of utmost importance. That’s why prioritizing parents life insurance is a decision that can provide invaluable peace of mind. At Lighthouse Group, we specialize in insurance services and understand the financial concerns that often weigh on parents’ minds. From the worries of being stuck with debt to the uncertainties of having

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Health Insurance Plans

Health Insurance Plans: 4 Essential Factors to Consider

Selecting the appropriate health insurance plans extends beyond financial aspects. It entails guaranteeing access to necessary healthcare when required and ensuring the well-being of both yourself and your loved ones. When comparing health insurance plans, consider key factors like plan types, deductibles, networks, and additional benefits. By understanding these aspects, you can make an educated decision that aligns with your

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Affordable Care Act

7 Vital Ways the Affordable Care Act Empowers Your Health

The Affordable Care Act or ACA also often referred to as Obamacare, has had a profound impact on health insurance in the United States. Since its enactment in March 2010, the Affordable Care Act has implemented various reforms and provisions aimed at improving the accessibility, affordability, and quality of healthcare coverage for millions of Americans. The Affordable Care Act empowers

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Group health insurance

7 Power Benefits of Group Health Insurance for Small Business Owners

In today’s competitive business landscape, offering comprehensive employee benefits is no longer a mere perk; it’s a necessity. As a small business owner, you understand the importance of attracting and retaining top talent, while also ensuring the financial stability of your enterprise. Group health insurance can be your strategic advantage for business growth and employee satisfaction. Group health insurance offers

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Special Enrollment

5 Life Events That Trigger Special Enrollment Periods

If you’ve experienced a major life event, you might be wondering if there are special enrollment periods that allow you to sign up for health insurance outside of the typical open enrollment period.  The good news is that in many cases, there are special enrollment periods designed to accommodate life events and ensure you have access to the coverage you

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Insurance Plan Types

Understanding HMO, PPO, POS Insurance Plan Types: Making the Right Choice for Your Healthcare Coverage

Health insurance provides financial coverage for healthcare expenses. These include preventive care, hospitalizations, medications, and more. Understanding the different insurance plan types like Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point of Service (POS) plans is crucial to making the right choice for your specific needs. Insurance plan types such as HMO plans typically limit coverage to care

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Employer Incentives

Empowering Employees: How Employer Incentives and Healthcare Insurance Support and Promote Preventive Healthcare

Employer incentives can play a pivotal role in encouraging employees to prioritize preventive healthcare. These incentives, combined with support from health insurance companies, contribute to improved employee engagement, reduced healthcare costs, and a healthier work environment. Employer incentives like wellness programs, screenings, and rewards can motivate employees to prioritize preventive healthcare. Insurance companies provide coverage and discounts, partnering with employers

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Medicaid continuous coverage ends

Navigating the Special Enrollment Period After Medicaid Continuous Coverage Ends

In 2020, when the COVID-19 pandemic started, the government made a new rule that stopped people from needing to renew their Medicaid insurance. This rule will soon end, which means some people’s Medicaid Continuous Coverage Ends. The Families First Coronavirus Response Act was passed at the beginning of the COVID-19 pandemic so that people could remain continuously enrolled in Medicaid

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