Understanding the various terms associated with health insurance can be challenging, yet it’s crucial for making informed decisions. When it comes to out of pocket costs in health insurance, terms like deductibles, copayments, and coinsurance often cause confusion. This article aims to demystify these concepts, providing clarity and guidance for individuals and families in CO, WY, and NE. Deductibles, copayments,

Navigating the complexities of insurance services, particularly when you’ve missed the crucial open enrollment period, can be daunting. Lighthouse Group understands this challenge and is here to guide you through your options with confidence and expertise. When you’ve missed open enrollment, it’s essential to know the steps you can take to secure your and your family’s future. If you’ve missed

Are you a small business owner in Colorado? The well-being of your employees is of paramount importance and one of the key ways to ensure their health and security is through the right small business health insurance plan. In this article, we’ll delve into the intricacies of choosing the perfect small business health insurance, a topic that resonates with many

Selecting the appropriate health insurance plans extends beyond financial aspects. It entails guaranteeing access to necessary healthcare when required and ensuring the well-being of both yourself and your loved ones. When comparing health insurance plans, consider key factors like plan types, deductibles, networks, and additional benefits. By understanding these aspects, you can make an educated decision that aligns with your

The Affordable Care Act or ACA also often referred to as Obamacare, has had a profound impact on health insurance in the United States. Since its enactment in March 2010, the Affordable Care Act has implemented various reforms and provisions aimed at improving the accessibility, affordability, and quality of healthcare coverage for millions of Americans. The Affordable Care Act empowers

In today’s competitive business landscape, offering comprehensive employee benefits is no longer a mere perk; it’s a necessity. As a small business owner, you understand the importance of attracting and retaining top talent, while also ensuring the financial stability of your enterprise. Group health insurance can be your strategic advantage for business growth and employee satisfaction. Group health insurance offers

If you’ve experienced a major life event, you might be wondering if there are special enrollment periods that allow you to sign up for health insurance outside of the typical open enrollment period.  The good news is that in many cases, there are special enrollment periods designed to accommodate life events and ensure you have access to the coverage you